Inkuthazo ebhalisiweyo
Umnyango wethemba uvulelwa abafuna umsebenzi eBukumkanini baseSaudi Arabia kunye nenkqubo ye-Motivation Muttafil, ejolise ukubonelela ngenkxaso yemali kunye noncedo kubo ngexesha lokukhangela amathuba emisebenzi afanelekileyo. Abasemagunyeni abafanelekileyo babhengeze ukuba abafaki-zicelo abathe bamkelwa kule nkqubo baza kubhaliswa ngokupheleleyo emva kokuba bephumelele inqanaba lemfundo.
Ukufumana uxwebhu lokubhalisa kwiprogram yenkuthazo kuthathwa njengento ebonisa ukuba umenzi-sicelo uye wavuma ukuya kwinqanaba elilandelayo leprogram, eliyindawo yokuphonononga kunye nokuvavanya ukuqinisekisa ukuba iimeko zidibene kwaye akukho kuphulwa. Abafake izicelo bayaqhubeka nokufaka isicelo senkuthazo ngokwezigaba ezithathu ezingundoqo: isicelo, ukubhaliswa, kunye nesiqinisekiso sokugqibela.
Ukufumana inkuthazo emva kwethuba lobhaliso, abathathi-nxaxheba mabapase isithuba esipheleleyo sobhaliso seenyanga ezintathu. Ngeli xesha, ukufaneleka kwabathathi-nxaxheba kuqinisekiswa ukuqinisekisa ukuba akukho kuphulwa okuthintela ukufumana kwabo inkxaso-mali kunye noncedo.
Inqanaba lokubhalisa kwiHafiz liza emva kwenqanaba lokungenisa izicelo kwiwebhusayithi esemthethweni yenkqubo. Emva kokuba abathathi-nxaxheba bamkelwe ekuqaleni, bafumana uvavanyo lokufaneleka ukuze banqume ukuba bahlangabezana neemeko eziyimfuneko zokujoyina inkqubo.
Kulindeleke ukuba kuthathe iinyanga ezintathu ezigcweleyo ukufumana inkuthazo emva kwenqanaba le-Mulaqq, elinqanaba lesiqinisekiso kunye nokuqinisekisa, kwaye eli xesha lahlulwe ngokwezigaba ezininzi eziphambili. Abathathi-nxaxheba mabapase onke amanqanaba kwaye bangabi nazimpazamo phambi kokuphela kweentsuku ezingama-60 zokuqala zethuba lobhaliso ukuqinisekisa ukwamkelwa kwabo kokugqibela kwiprogram.
Ngobukho benkqubo yenkuthazo, inika inkxaso efunekayo kubantu abafuna umsebenzi eBukumkanini, eqinisekisa ukuzinikela kurhulumente waseSaudi ukuxhasa nokukhuthaza abemi ukuba babandakanyeke kwimarike yomsebenzi kunye nokusebenza ukuqinisa uqoqosho lwelizwe ngaphezu kokuphakamisa. umgangatho wokuphila elizweni.
Inkuthazo yobhaliso lweentsuku ezingama-60
Nangona imibuzo emininzi malunga nenkqubo "yeHafiz", ngokukodwa ixesha "lokubhaliswa kweentsuku ezingama-60", abantu abaninzi abakacaci malunga nobunjani beli xesha kunye nendlela elichaphazela ngayo ikamva labo lezemali.
Ixesha "lokubhaliswa kweentsuku ezingama-60" libandakanya iinyanga ezintathu emva kokufaneleka, apho inkqubo iqinisekisa ukufaneleka komfaki-sicelo kwaye ifanele ukuba afumane inzuzo "yenkuthazo".
Eli xesha linezigaba ezithathu eziphambili. Ngenyanga yokuqala, umfaki-sicelo ufaka isicelo sakhe kwiwebhusayithi yeprogram ye-"Hafiz", ngelixa kwinyanga yesibini ukufaneleka kwakhe kuvavanywa kwaye iziqinisekiso zakhe kunye neemeko zomntu zivavanywa ukuze kuqinisekiswe amandla akhe okuzuza kule nkqubo kunye nokuphucula imeko yakhe yezemali.
Ekugqibeleni, kwinyanga yesithathu, isigqibo sikhutshwa ukunciphisa ulwabiwo lwemali kwabo bafanelekileyo, kwaye iimali ezibolekwayo zidluliselwa kwii-akhawunti zabo zebhanki. Kakade ke, umntu kufuneka abambelele ngokupheleleyo kwixesha lokufaneleka leenyanga ezintathu ukuze afumane olu lwabiwo lwemali.
Kubalulekile ukuqaphela ukuba le ngcaciso inokuba yeyokuqala, kwaye iinkcukacha zinokwahluka kumntu nomntu ngokuxhomekeke kwiimeko zabo. Ukufumana ulwazi oluchanekileyo noluchanekileyo, abaxhamli benkqubo "yeHafiz" bayacetyiswa ukuba banxibelelane ngokuthe ngqo nabasemagunyeni abafanelekileyo okanye baphonononge imigaqo kunye nemiyalelo efumaneka kwiwebhusayithi esemthethweni yenkqubo.
Iza kunikwa nini inkuthazo emva kokujoyina?
Abalandeli benkqubo yeHafiz eBukumkanini baseSaudi Arabia balindele ngomonde ukuba inkuthazo iphume emva kokufudukela kwinqanaba leMuttaqil. Apha siza kuphonononga ixesha eliqikelelweyo ekufuneka abaxhamli bafumane inkuthazo yabo emva kokufudukela kweli nqanaba libalulekileyo.
Emva kokufumana umyalezo wokuqinisekisa ukuba uye kwinqanaba lokubhalisa, iqela leHafiz liqala ukufunda ukufaneleka komxhamli kunye nokuqinisekisa ulwazi olunikiweyo. Xa ukufaneleka kukhutshwa, kulindeleke ukuba inkuthazo iya kuhlawulwa emva kweenyanga ezintathu ezipheleleyo.
Ngeli xesha, umfaki-sicelo ungena kwisigaba sokuqinisekisa kunye nesiqinisekiso, apho inkqubo yokufumana inkuthazo yakhe ihlulwe ibe zizigaba ezintathu eziphambili. Kwiinyanga ezintathu emva kokungena kwisigaba sokuqinisekisa, isigaba sesiqinisekiso siqala, kwaye esi sigaba simisela ixesha apho inkuthazo inikezelwa.
Kubalulekile ukuqaphela ukuba inkqubo yeHafiz ichonga abantu abafanelekileyo ukuba batshintshelwe kwisimo somfaki-sicelo baye kubume bokubhalisa kwisithuba esimalunga neentsuku ezingama-90 zesiqinisekiso.
Ngoko ke, abaxhamli bayacetyiswa ukuba balinde iinyanga ezintathu emva komhla wokungena kwisigaba sokubhalisa, esithathwa njengesigaba esifanelekileyo sokufumana inkuthazo yabo.
Ngokumalunga nomhla we-incentive ka-2023, inkxaso-mali kulindeleke ukuba ikhutshwe kwinyanga elandela umhla wokuvunywa kwenkqubo yenkuthazo.
I-Human Resources Development Fund yaqinisekisa ukuba inkuthazo iya kukhutshwa emva kokuba umenzi-sicelo ebhalisiwe aze afumane ileta yokuqinisekisa ukuba ubhalisile okanye ufanelekile kwisithuba esimalunga neenyanga ezimbini. Ke ngoko, abaxhamli bayacetyiswa ukuba bajonge iinkcukacha zabo zokufaneleka kwaye bajonge ubume babo kwinkqubo.
Kuyafaneleka ukuba kugxininiswe ukuba iNkqubo yeHafiz ijolise ekuxhaseni abaphumeleleyo boBukumkani kunye nokuqinisekisa ikamva labo lobungcali kunye nentlalontle, ngokubonelela ngamathuba oqeqesho namathuba engqesho, ukongeza kwinkxaso yenyanga enikezelwayo.
Ngoko ke, abaxhamli kufuneka banyamezele ukulinda ngaphambi kokuba bafumane inkuthazo yabo, kwaye siya kuqhubeka silandelela yonke into entsha malunga nokuba inkuthazo iya kukhutshwa nini emva kokuba iinyanga ezintathu zidlulile ukusuka kwinqanaba lokubhalisa.
Ubhalisele uncedo lokukhangela umsebenzi
Urhulumente waseSaudi ubonelela “ngeNkqubo yoNcedo lokuPhandwa kweMisebenzi” ejolise ekuxhaseni abantu abafuna umsebenzi kunye nokubonelela ngamathuba emisebenzi kwabo baphumeleleyo. Le nkqubo ibonelela ngothotho lweenkonzo zoqeqesho nengqesho, ngenjongo yokunceda abafaki-zicelo bafumane amathuba afanelekileyo emisebenzi.
Kuthatha iintsuku ze-30 ukufaka isicelo seprogram "yeNcedo yoNcedo loNcedo loMsebenzi", kwaye emva kokuba isicelo sivunyiwe, umntu ubhaliswe "njengobhaliso" lweenyanga ezimbini. Ngeli xesha, isibonelelo sokukhangela umsebenzi sihlawulwa iinyanga ezili-15 kubaxhamli.
Ukufaka isicelo senkqubo "yokuBhaliswa kweNkxaso yeNkxaso yoPhando" kufuna ukugqiba yonke imisebenzi efunekayo ngaphandle kokufumana nakuphi na ukuphulwa, ixesha elide leenyanga ezintathu. Emva koko, abafundi baqeshwa kwiprogram ethi "Muttalaq", ethathwa njengenye yeenkqubo eziqaliswe yi-Human Resources Fund kwi-Kingdom.
Inkqubo “yeJoyina yoNcedo lokuNceda” ijolise ekuxhaseni abantu abafuna umsebenzi ngokubonelela ngoncedo olunciphayo lwemali ukuya kutsho kwiiriyali ezingama-2000 ngenyanga, nokuqhubeka kangangeenyanga ezili-15. Inkqubo ibandakanya inani leenkonzo ezinceda abaxhamli ukuba bakhangele amathuba emisebenzi afanelekileyo.
Emva kokujoyina inkqubo “yoNcedo oluBhalisiweyo lokuKhangela umSebenzi”, umenzi-sicelo ubhaliswa kwinkqubo kwaye inkuthazo ikhutshwa kwiinyanga ezintathu emva kokubhalisa “njengobhalisiweyo.” Ngeli xesha, inkxaso efunekayo kunye nokulandelwa kubonelelwa kubafaki-zicelo kwiprogram ye "Mulaqq", nokuba bafuna umsebenzi okanye bajongene nobunzima bokufumana amathuba emisebenzi.
Inkqubo “yeJoyina yoNcedo lokuNceda” lithuba elixabisekileyo kwabo baphumeleleyo abafuna imisebenzi efanelekileyo. Le nkqubo ibonelela ngofikelelo kuqeqesho, ingqesho kunye nenkxaso yemali, nto leyo enceda ukukhulisa amathuba engqesho yabafaki-zicelo.
Ileta yokwamkelwa kwenkuthazo
Ileta yokwamkela inkuthazo eyazisa umxhamli ukuba isicelo sakhe samkelwe kwaye siqinisekisa ukuba usifumene isibonelelo semali. Lo myalezo ubaluleke kakhulu kubaxhamli abajonge ukuxhamla kwinkqubo yenkuthazo.
Ileta yokwamkela inkuthazo iqulethe ulwazi oluninzi olubalulekileyo, njengokuqinisekiswa kokufumana isibonelelo semali, iinkcukacha zokufaneleka kweprogram, kunye nemali yenkxaso eya kukhutshwa. Ukongeza, umyalezo uqulethe iinkcukacha ze-akhawunti yebhanki yomxhamli kunye nendlela yokufumana intlawulo yemali.
Kuyafaneleka ukuba uqaphele ukuba abaxhamli kufuneka bafunde ileta ngononophelo kwaye baqonde yonke imimiselo kunye neemeko eziqhotyoshelwe kuyo. Abaxhamli kufuneka babambelele kwimihla echaziweyo yokufumana iintlawulo kunye nokuzalisekisa naziphi na iimfuno ezinokuvela kumyalezo.
Kufuneka kuqatshelwe ukuba ileta yokwamkelwa kwenkuthazo yeyokugqibela kwaye akukho manyathelo ongezelelweyo afunekayo. Abaxhamli banokusebenzisa isibonelelo semali ngokweemfuno zabo kunye nemidla yabo. Inkqubo yeHafiz inika ithuba elibalulekileyo kubantu ngabanye kuphuhliso lomntu siqu kunye nemali, kwaye amanani akutshanje abonise ukuba inani labathathi-nxaxheba kule nkqubo lifikelele kwi-4 yezigidi zabaxhamli.
Amandla eCatalyst
Inkqubo yeTaqat Hafiz ibonelela ngamathuba kubantu abafuna umsebenzi kuBukumkani baseSaudi Arabia. Abo banqwenela ukuxhamla kule nkqubo banokundwendwela ikhonkco elithi "taqat.sa" kwaye babhalisele inkuthazo entsha emva kokujonga ukufumaneka kwamathuba.
Ukukwazi ukusebenza komenzi-sicelo kuyimfuneko yokubhalisa kwinkqubo yeTaqat Hafiz, njengoko umenzi-sicelo kufuneka akwazi ukwenza imisebenzi efunekayo. Umfaki-sicelo kufuneka kwakhona abe kwiqela elithile lobudala, njengoko kufuneka angabi ngaphantsi kweminyaka engama-20 kwaye angabi ngaphezu kweminyaka engama-40 ubudala.
Eli thuba lithathwa njengethuba elixabisekileyo kwabo banqwenela ukujoyina imakethi yezabasebenzi kuBukumkani baseSaudi Arabia. Ukuthatha ithuba lale nkqubo kunokuvula amathuba abanzi omsebenzi kunye nophuhliso lobungcali kubafaki-zicelo, kwaye ke eli thuba linokuba sisiqalo esitsha esisingise kwikamva elithembisayo.
Ngolwazi oluthe kratya malunga nenkqubo yeTaqat Hafiz kunye nendlela yokubhalisa, nceda undwendwele ikhonkco elikhankanywe ngasentla kwaye ulandele amanyathelo afunekayo. Siyathemba ukuba abo bafuna umsebenzi baya kulisebenzisa eli thuba likhethekileyo lokuqhubela phambili kwaye baphumelele kwimisebenzi yabo.
Ingaba inkuthazo yenkxaso yokukhangela umsebenzi yehla nini?
Xa kuziwa kwinkuthazo yenkxaso yokukhangela umsebenzi kuBukumkani baseSaudi Arabia, umhla wokukhutshwa kwesi sibonelelo lusuku lwesihlanu kwinyanga nganye kaGregory. Inkuthazo yokukhangela umsebenzi ikhutshwa ngamaxesha amathathu alandelelanayo ahlala iinyanga ezintathu kwithuba ngalinye. Amaxesha amiselwa ngokusekelwe kwisaziso seeleta zokufaneleka kunye nolwazi olufunekayo ukufumana inzuzo.
I-Job Search Aid Incentive yinkqubo ejolise ekuxhaseni abantu abafuna umsebenzi eBukumkanini kwaye ibanike inkxaso yemali isithuba esingangeenyanga ezilishumi elinesihlanu. Isixa esinikezelweyo njengenkxaso siqala kwiiriyali ezingama-2000, kwaye sincitshiswa kancinci kancinci ngexesha lenkqubo.
Kubalulekile ukuqaphela ukuba umhla wokuhlawulwa kwenkuthazo yokukhangela umsebenzi uxhomekeke ekufumaneni ileta yokuqinisekisa yokujoyina inkqubo, kwaye kunokuthatha ukuya kwiinyanga ezintathu ukufaneleka ukufunda kunye nokuqinisekisa ulwazi olunikeziweyo. Nje ukuba ukufaneleka kukhutshiwe, inkuthazo yokukhangela umsebenzi ihlawulwa kwixesha elivunyiweyo.
Kuyafaneleka ukuba uqaphele ukuba umhla wokuhlawula inkuthazo yokukhangela umsebenzi awutshintshi ngaphandle kokuba uwela kwiholide esemthethweni kwi-Kingdom of Saudi Arabia. Umhla wokukhutshwa kwayo umiselwa ngokuhambelana nemiyalelo yoMphathiswa weMicimbi yaBasebenzi kunye noPhuhliso lweNtlalo.
Kunokuthiwa inkuthazo yenkxaso-mali yokukhangela umsebenzi yinkqubo ebalulekileyo yokunceda abafuna umsebenzi eBukumkanini, njengoko ibonelela ngokunciphisa inkxaso yemali ukuya kwiinyanga ezilishumi elinesihlanu. Njengoko kwaziwa, inkuthazo yokukhangela umsebenzi ikhutshwa ngomhla wesihlanu kwinyanga nganye yekhalenda, kwaye ukusetwa komhla kuxhomekeke ekufumaneni ileta yokuqinisekisa yokujoyina inkqubo kunye nokuqinisekisa ukufaneleka.
Iza kunikwa nini inkuthazo emva kobhaliso?
Inkxaso yenkuthazo inikezelwa kwinyanga ebhalisiweyo elandela isicelo kwisiza. Emva kokuba inyanga idlulile, umbuzo osoloko ubuzwa malunga nokuba inkuthazo iya kunikelwa nini emva kokubhalisa uya kuphendulwa. Inkqubo inezigaba ezithathu eziphambili. Ngenyanga yokuqala, isicelo singeniswa kwiwebhusayithi, kwaye ngenyanga yesibini, abo babhalise kwiprogram bahamba ngenkqubo yokuqinisekisa kunye nesiqinisekiso. Kwinyanga yesithathu, inkuthazo yokubhalisa iyakhutshwa.
Ngoko ke, kunokuthiwa inkqubo ithatha malunga neenyanga ezintathu ukususela kumhla wokubhalisa kude kube yinkuthazo yokubhalisa. Eli nqanaba liqala emva kokufumana umyalezo obhaliweyo owazisa umenzi-sicelo ngokujoyina kwakhe inkqubo.
Kuyafaneleka ukuba uqaphele ukuba olu lwazi lunokwahluka ngokusekelwe kwimeko yomntu ofake isicelo kunye nempendulo yabasemagunyeni abafanelekileyo. Ngoko ke, kuyacetyiswa ukuba uhlolisise iwebhusayithi esemthethweni yeprogram yenkuthazo ukuze ufumane ulwazi oluchanekileyo noluhlaziyiweyo malunga nokuba i-incentive iya kukhutshwa nini emva kokubhaliswa.
Sikhuthaza abafaki-zicelo ukuba babe nomonde, balandele uphuhliso, kwaye bashiye ngaphandle kwamathandabuzo malunga nokuba inkuthazo iya kuza nini emva kobhaliso. Kubalulekile ukukhankanya ukuba injongo yenkqubo yeHafiz kukuxhasa abantu ngabanye ekuphuhliseni izakhono zabo kunye nokuphucula amathuba emisebenzi yabo.
